The payments industry is dynamic and continually evolving, with digital technologies, regulatory changes, and consumer preferences shaping the landscape. Three key components of this evolution are retail cards, digital payments, and the development of payment market infrastructure, all contributing to the changing landscape of retail payments.
The core banking system is the heart of any financial institution, serving as the central repository of customer data, accounts, transactions, and financial operations. As the financial industry undergoes a digital transformation, building a robust digital banking infrastructure is essential to meet the evolving needs of the next generation of customers and stay competitive in the market.
Peer-to-peer (P2P) lending, small and medium-sized enterprise (SME) financing and short-term credit models are redefining borrowing experiences for individuals and businesses. Furthermore, the advent of "Buy Now, Pay Later" (BNPL) is revolutionizing the way business-to-business (B2B) credit operates.
Through our unique cloud products, we enable our banking clients build capabilities, innovate at speed and scale, accomplish growth, and generate efficiencies.
The banking value chain is being unlocked by technology and regulations.We use improved data flows to help banks build personalised and relevant products and experiences.
Banks are emerging as a driving factor in the endeavour to achieve sustainability.The industry is well positioned to address the challenge and capitalise on the opportunity.